Your Story. Your Wealth. Your Legacy.
Behind every individual, family and business is a unique story – a story filled with dreams, ambitions and celebrations of success. At Baird, I take the time to learn about your story and your financial vision. Drawing on a family of financial experts, I create a personalized wealth management strategy that helps you achieve your financial goals and prepares you for the next chapter of your life.

Wealth Management for Individuals and Families
Discover how your Baird Financial Advisor can create a tailored wealth management strategy that supports your long-term financial goals.

Take the Guesswork Out of Your Financial Future.

With access to advanced tools and full-service financial planning experts, our Financial Advisors provide tailored solutions for retirement, education and estate planning, along with comprehensive strategies designed to help take you where you want to go. Working together with our team of regionally based CERTIFIED FINANCIAL PLANNERTM professionals, your Financial Advisor helps customize a financial plan based on your needs and goals that is designed to offer lasting financial security.

Everyone’s story is unique – an individual journey to their definition of success. That’s why I start the financial planning process by focusing on what matters – you. Your Financial Advisor, in partnership with your Financial Planner, will sit down with you with no distractions while keeping one objective in mind: getting to know what’s important to you. Equipped with what we’ve learned about your vision for the future during the discovery process, I utilize a time-tested process and apply my financial planning expertise to analyze your situation and develop a comprehensive wealth plan that is uniquely tailored to you and your needs.

As your life evolves, you can count on Baird to provide you with a financial plan tailored to your unique situation. I help our clients with:

• Financial Plan Development
• Retirement Planning
  
• Estate Planning
  
• Trust Services
  
• Educational Planning
  
• Insurance Planning
  
• Tax Planning
  
• Charitable Planning.
  
  Contact us for more information on how we can help you plan your future.

You’re probably asking questions like “When do I want to retire?”, “How do I want to spend my time?”, “Do I have enough saved?” or “When should I draw on Social Security?” Your Baird Financial Advisor can help you bring clarity to your financial picture and chart a course to help you get to where you want to go. 
After completing our extensive discovery process to understand your story and your desires for retirement, I combine what you’ve told us with our expertise and experience to translate your vision into a series of actionable financial goals. On your road to retirement, I advise you on your retirement plan contributions and investment strategies to help ensure you’re on track. Using a goals-based investment planning process, our advisors work with you to track your progress so you can make proactive decisions about your future.
With a roadmap in hand, you can move forward confidently when it is finally time to bid farewell to the workforce. You won't have to wonder if your savings will support your retirement dreams and last your lifetime – regardless of whether retirement was your decision, your spouse’s decision or your employer’s decision.

Making the most out of our clients’ money starts with recognizing all the ways taxes can impact their financial future. Whether they’re focused on their retirement income, a business transaction or the best way to pass on their wealth to their heirs and favorite charities, understanding and efficiently managing any associated taxes are an important part of the process. Our tax planning covers:

• Tax Mitigation
  
• Tax Return Review
  
• Transaction Tax Analysis
  
• Tax Deferral Strategies
  
• Cash Flow and Required Minimum Distribution (RMD) Planning
  
• Charitable Giving Strategies
  
• Wealth Transfer Including Trust, Estate, and Gift Tax Planning
  
• Legislative Updates
  
• Asset Location Analysis

While the primary goal in making a charitable gift is to support a worthy cause, there are also tax and financial planning benefits for the donor that should be considered. Charitable giving services offered include:

• Direct Donations and
• Appreciated Securities
  
• Qualified Charitable
• Distributions (QCDs) 
  
• Bunching Strategies
  
• Donor-Advised Funds and Family Foundations
  
• Charitable Trusts

Your wealth management plans should determine which insurance coverage is right for you. With deep risk management expertise, we analyze our clients’ financial situations and recommend appropriate solutions and strategies to help protect their interests and mitigate risk.  Risk management and insurance services include:

• Liability Coverage Review and Planning
  
• Life Insurance, Including Second-to-Die Policies and Private Placement Policies
  
• Buy/Sell Funding
  
• Key Person Insurance
  
• Long-Term Care Insurance
  
• Disability Insurance
  
• Annuities
  
• Privacy Armor® Identity Protection

With more students graduating from college with thousands of dollars in student loan debt, funding an education can be one of the most impactful investments you can make. No matter how much time you have before the first tuition payment is due, we can help you plan for funding education in a way that makes the most sense for you and your family.
Through a time-tested planning process, your Baird Financial Advisor can help you understand all the variables at play and create an education plan that mirrors your values.

With a deep understanding of your financial goals and what’s important to you, I can design a customized investment portfolio that incorporates your values, time horizon and tolerance for risk. And you'll have peace of mind knowing that as your life and the market evolve over time, so will your portfolio.

• Portfolio Management
  
• Risk Profile Analysis
  
• Asset Allocation
  
• Comprehensive Advisory Solutions
  
• Brokerage Services
  
• Alternative Investments
  
• Cash Management

• We offer a variety of services that allow clients to consolidate and simplify their banking and wealth management needs. Cash Management and Lending Services include:
• Cash Management
  
• Free Check Writing
  
• Insured Deposits
  
• Debit Card With Awards Points
  
• ATM Access With Rebated ATM Fees
  
• Free Foreign Transactions
  
• Direct Deposit and Electronic Transfer
  
• Concierge Services
• Lending
  
• Liability Planning
  
• Securities-Based Loans
  
• Margin Loans

Your Baird Financial Advisor can help you create a customized wealth management strategy that aligns with your big-picture objectives.
Your Financial Advisor can help you explore solutions that address concerns about your business and can also offer guidance on making the right decisions about your company’s future. From retirement plans and insurance strategies to planning your transition to a new owner, your advisor will deliver a simplified solution that is tailored to your needs.
Whether you own a family business, startup or a complex organization, your Financial Advisor works in collaboration with our team of Baird Business Owner Solutions and retirement plan professionals to create a financial roadmap that makes sense for you and your organization and prepares you for the next chapter.

Personalized Wealth Management for Business Owners

Drawing on the expertise of our Business Owner Solutions and retirement plan professionals, your Financial Advisor can help you prepare for the next stage of your personal and professional journey.

• Mergers and Acquisitions
  
• Business Evaluations
  
• Transition Planning

Ensure Your Legacy Your Way

With nearly 40 years of experience providing trust administration, estate settlement and investment management services for individuals, families and institutional clients, the professionals at Baird Trust can help you protect, grow and transfer your wealth in a way that reflects your values and vision for the future.

We offer the following key services for individuals, families and institutional clients:

• Trustee Services
  
• Investment Management
  
• Estate Settlement
  
  Trustee Services
  
  Baird Trust can serve as a corporate trustee on numerous types of trusts. While an individual trustee may be more familiar with family dynamics and the intent behind the trust, relying on a corporate trustee has significant advantages:
  
  
• Professional Trust Administration and Investment Experience
  
• Objective Decision-Making Based on the Terms of the Trust and Applicable Trust Law
  
• Service That Won’t Be Interrupted by Disability or Death, as Can Be the Case With Individual Trustees
  
• Staff Experienced in Helping Beneficiaries Understand How Their Trusts Affect Them
  
• Impartiality When Dealing With Trust Beneficiaries
  
  Trust Investment Management
  
  Our investment philosophy centers on owning high-quality investments over the long term, a philosophy that has remained unchanged since our founding in 1984. Our Core + Satellite investment approach provides a well-diversified portfolio with an emphasis on quality, which lowers volatility and increases returns over time.
  
  The “Core” allocation is comprised of our Large Cap Equity Strategy – an internally managed portfolio of 25 to 30 companies that has been a hallmark of Baird Trust for over 25 years. The “Satellite” allocation provides exposure to multiple asset classes.
  
  Trust Estate Settlement
  
  By serving as executor of your client’s estate, our experienced Estate Settlement team can ensure their assets are distributed per their wishes with the utmost sensitivity, efficiency and privacy. Our settlement process includes:
• Securing, Inventorying and Managing all the Estate’s Assets
  
• Communicating With All Relevant Parties, Including Family Members and Legal and financial Representatives, and Keeping Them Updated Throughout the Process
  
• Carrying Out the Terms of Wills, Codicils and Trusts
  
• Working With Legal Advisors, Trustees and Accountants To Determine the Full Extent and Value of the Estate
  
• Coordinating the Preparation and Filing of Final Income Tax Returns, Estate Tax Returns and Inheritance Tax Returns
  
• Distributing and Closing the Estate
  
  Baird Trust can serve as the appointed executor or as the agent for an appointed individual executor to settle the affairs of the deceased. In this role, our team secures the decedent’s assets, assists in preparing legal and tax documents, and distributes the estate assets.
  For more information on our trust services, click here.